Axcess Clients Using ARMnet Integrated Banking & Financial Product Management Software and our eTM Kiosk Solutions.

Since its creation in the mid 90's ARMnet Integrated Banking & Financial Product Management Software has provided the solutions necessary to succeed in the rapidly changing financial services business environment. With the advent of Microsoft .NET framework, ARMnet provides even further benefits and improved Return on Investment (ROI). ARMnet Integrated Banking & Financial Product Management Software uses a sound Service Oriented Architecture (SOA) to effect solid Business Process Management (BPM) methodologies for lending and deposit taking institutions in either a "bricks and mortar" or a virtual online structure including:

• Financial Business Process Management (BPM) Firms
• Residential or Commercial Mortgage Origination and Servicing Firms
• Payday Loan or Cash Advance Firms
• Equipment or Vehicle Financing Firms (Loan or Leasing)
• Dealer Financing and Fleet Management Institutions
• Retail, Commercial or Agricultural Banking Institutions
• de novo Banking Institutions
• Credit Unions or Community Banking Institutions
• Trust Companies
• Microfinance or Alternative Peer to Peer Banking Institutions
  

• AMAL Asset Management Limited: AMAL (Australian Mortgage Administration Limited) Asset Management Limited is an $A8.5 Billion loan servicing company that represents the mortgage brokerage community in Australia and New Zealand. The portfolio managed includes $A6.5 Billion in commercial mortgages with the balance in Residential Mortgages, Operating Leases and Loans. They are currently the leading third party servicing platform in the region representing over 30 financial services organizations. With a deliberate strategy not to be involved in the origination, legal review or custody of receivables, their sole focus is on providing clients with the most efficient and cost-effective servicing solutions available. AMAL has offices in Sydney and Auckland and relationships with a number of groups throughout the Asia Pacific. AMAL is also in its 12th year of accreditation under the ISO 9001:9002 Quality Management Program and has been ranked 'Above Average' by Standard and Poor's as a loan servicer for the past three years. To download the November 2009 AMAL Asset Management Servicer Evaluation Report click here.
• Accor Vacation Club Properties (AVCP): Accor Vacation Club is one of Australia and New Zealand's leading holiday ownership systems. The Club's operator is part of the Accor Hospitality Group, the largest hotel group in the Asia Pacific region with operations across 16 countries, covering a full spectrum of locations and hotel styles, from luxury to budget.
• AIMS Home Loans: Established in 1991, AIMS Financial Group is a 100% Australian owned, international diversified financial services company with a range of business interests in residential and commercial mortgage finance, securitisation, funds management, real estate trust, investment banking and related services.
• Arch Finance: With offices in Melbourne and Sydney Australia, Arch Finance has over 25 years of experience as a leading originator, funder and servicing firm of first and second mortgage loans for completed assets and new construction projects across the commercial, office, retail, industrial and residential sectors.
• Balanced Securities: Balanced Securities Limited is the Company that continues to successfully issue unsecured note securities and make loans secured by first mortgages over real estate assets in the Australian marketplace. The key structure of the operation has been the timely payment of interest when due and the repayment of principal when withdrawn by investors. Balanced Securities Limited is a public company and conforms to the necessary high financial and prudential standards.
• Bluestone Financial: Bluestone is a leading financial services business established in Australia in 2000. The group has successfully expanded to New Zealand (2003) and Europe (2009). Bluestone Group is owned by a number of leading institutional investors including Bank Of Scotland International, Crescent Capital Partners, ABN AMRO and Barclays Bank Plc. The Group operates two core divisions; Bluestone Servicing and Bluestone Capital Management
• Bluestone Servicing currently oversees the management of $A2.0bn in assets, including the Emerald and Sapphire securitisation programs, and is the only third party servicer in both Australia and New Zealand to be independently evaluated by both Standard & Poor’s and Fitch Ratings. Bluestone Servicing offers a range of portfolio management services to third parties, such as Banks, Bond Investors, Trustees and Administrators, including:

• Core servicing (Customer & Loan administration)
• Special Servicing (Collections and Arrears Management)
• Standby or Backup Servicing
• Trust Management (Cash & Bond Administration)

A Key driver to engaging Bluestone is a requirement from funders to protect and enhance the performance of underlying asset portfolios. Using ARMnet Integrated Financial Product Management Solution, Bluestone Servicing has developed a contemporary technology platform environment that allows multiple portfolios and asset classes to be managed on a single platform, enabling seamless and accurate migration of portfolios from third party systems. Currently the system is managing Residential, Reverse and Commercial Mortgages, Auto-loans and personal unsecured loans.

• Bluestone Capital Management acquires and manages finance receivables portfolios in partnership with third party capital investors. Bluestone Capital Management on behalf of institutional and retail investment draws on its extensive management experience in credit analysis, financing and management of receivable portfolios in Australia, New Zealand and the United Kingdom.
• Challenger International Pty Ltd: Challenger is one of Australia's largest non-bank lenders with a mortgage book of $A19.8 billion^, funding commercial loans as well as a range of residential mortgage products offered by a network of preferred lenders under their own brands. The company's more recent acquisition of interests in the distribution and aggregation segment of the market have made it one of the largest mortgage industry participants, with a network of 5,500 brokers and more than $A71 billion^ in mortgages under administration.
• Classic Holidays Club: Classic Holidays Club manages resorts/clubs in Australia's favourite holiday destinations: Gold Coast, Sunshine Coast, Coral Coast, NSW Mid North Coast, The Murray Region and Victoria High Country, with access access to many more time share properties throughout Australia, New Zealand and the world.
• Dunn & Bradstreet Australasia: Dunn & Bradstreet Australia operates today under the name D&B Australasia (DBA). DBA currently employs over 500 professionals in Australia and New Zealand (Melbourne, Sydney, Brisbane, Perth, Adelaide & Auckland). DBA is market leader in the credit information and debt management services sector in Australia and New Zealand.
• GMAC RFC Australia Pty Ltd: The financial lending arm in Australia of General Motors Acceptance Corporation (GMAC), one of the largest non-traditional lending corporations in the world.
• Gulfstream Capital Corporation is a boutique mortgage banking firm with offices throughout the United States. Gulfstream and its partners have been involved in the purchase and/or origination of over $US1 billion dollars of commercial real estate loans. Gulfstream’s loans are secured by a variety of commercial property types located throughout the United States. Loans have been purchased or originated through a combination of funds raised from Gulfstream’s bank partners, its own capital, and equity raised from individual investors. Gulfstream acquires and originates loans secured by hotels and resorts, office buildings, retail centers, multi-family housing, industrial buildings, and undeveloped land.
• MONEY3 Corporation Ltd: MONEY3 Corporation Ltd is a short term lender specialising in INSTANT CASH loans from $100 to $20,000, Cheque cashing, Insurance and International Money transfer via our MoneyGram affiliation.
• MoneyIQ Canada: MoneyIQ Canada is Canada's newest Business Process Outsourcing (BPO) firm. Specializing in providing lending solutions to their partners that help automate the loan, lease or mortgage origination and servicing management. The firm is able to adapt to it's clients needs in a variety of financial products and bring lenders and investment funders together to offer innovative loan or leasing solutions to the marketplace.
  • National Cash:Another Canadian Internet based lending institution providing credible payday loan and cash advance solutions to Canadians using our online real-time origination and servicing solution.
  • Cash Nation:Another Canadian Internet based lending institution providing credible payday loan and cash advance solutions to Canadians using our online real-time origination and servicing solution.
  • Money Plus Xpress develops and deploys multipurpose electronic teller machines (eTM Kiosks) that can be deployed to replace standard ATM machines with multifunctional application eTM Kiosks that can support a variety of revenue generating functions including
  • Payday Loans or Cash Advances
  • Cheque Cashing
  • ATM or Foreign Currency Teller Services
  • Prepaid MasterCard® Issuance and Reloading
  • Gift Card & Loyalty Card Dispensing & Charging
  • Prepaid Cellular & Long Distance Phone Cards
  • Telpay Bill Payment Services
  • eTenant Rent and RFID Laundry Cards
• NZF Money Limited:NZF Money Limited commenced trading as New Zealand Finance Limited (NZF) in 1997 and listed on the New Zealand Stock Exchange in 2004 as New Zealand Finance Holdings Limited (NZFH). NZFH later changed its name to NZF Group Limited (NZF Group) to more accurately reflect the business as a broad range financial services company.The NZF Group provides a diverse range of financial services and can be broken up into five distinct areas:
  • Home Loan products – NZF provides a range of Home Loan products that are funded by a wholesale facility of $225m from Westpac. These are secured solely by residential first mortgages. The majority of loans are reinsured by a third party reinsurer, Genworth Financial Services (a US established company).
  • Short term property based loans that are provided by NZF and funded predominately by first ranking debenture stock.
  • Short term consumer loans are also provided by the NZF Groups’ 70% owned subsidiary, Finance Direct Limited.
  • Secured term investments (debenture stock) – NZF has developed a range of retail secured term investments that partly fund its short term property loans and are offered directly to the public or via it’s network of independent Investment Advisers/Financial Planners.
  • Distribution and marketing capability results the acquisition by NZF Group of Mike Pero Mortgages (the largest mortgage broking business in New Zealand) for which NZ Group has a 50/50 joint venture with JV partner Liberty Financial of Australia. Mike Pero provides NZF with access to a large distribution network for its financial services products such as; Property Finance, Home Loans, KiwiSaver and its insurance product range (which is soon to be launched). NZF has also developed an extensive network of independent mortgage brokers, broker groups and Investment Advisers/Financial Planners to distribute NZF’s products.
• OnePath Australia Ltd(Formerly ING Mortgage Funds): OnePath is one of Australia’s leading providers of wealth, insurance and advice solutions. We have been helping Australians grow and protect their wealth for over 130 years, previously as Mercantile Mutual and more recently as ING Australia. Now as a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ANZ), OnePath operates as part of ANZ’s specialist wealth business. ARMnet manages a $500 million mortgage portfolio for OnePath Australia Ltd.
• Paradigm Quest, a national Canadian Business Process Outsourcing (BPO) firm, representing 6 Canadian mortgage lenders with assets exceeding $18 Billion for origination and servicing has launched RUBI Systems (Revolutionary Universal Business Innovator) in December 2010 using the ARMnet Financial Product Management Solution. RUBI Systems includes:
  • A State of the Art Point of Sale /Mortgage Application System,
  • An Underwriting/Workflow Management Solution
  • A Loan Servicing Module,
  • A Collections Module and
  • A Securitization Reporting System

  RUBI has been designed to manage the entire life cycle of a mortgage product and utilize workflow automation to optimize the process dramatically reducing response times to their broker network and clients for their associated mortgage providers:

  • RBC Dominion Lending (Royal Bank Wholesale)
  • Macquarie Bank
  • Merix Financial
  • Deutsche Bank
  • Equitable Trust
  • Canadiana Trust

  Utilizing this CRM based financial product management solution, Paradigm Quest has established a sound Service Oriented Architecture for managing their client base across Canada from both of their offices in Toronto and Vancouver.
  

• Pepper Home Loans Pty Ltd: Launched to the Australian mortgage market in 2001, Pepper Homeloans has grown to become one of Australia’s leading specialist lenders and mortgage servicers providing loan servicing and specialty servicing capabilities. Pepper has total loans under management of approximately A$2.2 billion.
• Perpetual Corporate Trust: As one of the most trusted providers of financial products and services in Australia, Perpetual has long been recognised for initiative, integrity, security and vision. Perpetual Limited (Perpetual) is an ASX Top 200 company (ASX: PPT) with a market capitalisation of some A$3.2 billion. Funds under management as at 30 June 2007 was A$39.1 billion and funds under administration was A$210.1 billion.
• RMBL Investments Limited: With over 50 years of experience, RMBL is a premier Australian Financial Services Company that is licensed as a contributory mortgage investment manager.
• Westpac New Zealand: New Zealand’s largest bank uses ARMnet to interface the Westpac EFT Processing System with Westpac clients.

Axcess Consulting Group Pty. Ltd.,is one of the largest integrated banking solution providers in New Zealand & Australia representing over 45% of the credit origination and servicing providers in the region. Axcess Americas and Axcess Canada are now extending that financial product and banking software capability to the North American and European marketplace.


Efficient Loan Origination, Loan Servicing & Integrated Financial Product Management Solutions for the Canadian Banking & Financial Services Sectors.

ARMnet Financial Product Management Solutions –
“Tomorrow’s Financial Product Management Solutions, Here Today.”


 

© 2012 Axcess Canada Inc.